Privacy Policy
Welcome to Finance Funatics! Protecting your private information is our priority. This Statement of Privacy applies to Finance Funatics, LLC (“Finance Funatics”) and the websites www.financefunatics.com and www.financefunatic.com, and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to FINANCE FUNATICS includes www.financefunatics.com and www.financefunatic.com. The FINANCE FUNATICS website is for informational and educational purposes only. By using the FINANCE FUNATICS website, you consent to the data practices described in this statement.
Collection of your Personal Information
In order to better provide you with products and services offered on our Site, FINANCE FUNATICS may collect personally identifiable information, such as your:
– First and Last Name
– E-mail Address
– Phone Number (for SMS marketing)
– Employer
– Job Title
– Business Information
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
We use your information for several reasons:
- To deliver and maintain our Services.
- To process your transactions securely.
- To send marketing and promotional communications (only with your consent).
- To respond to your inquiries and requests efficiently.
- To improve and personalize your experience with our Services.
- To analyze how you use our Services to enhance them further.
- To inform you of other products or services available from FINANCE FUNATICS and its affiliates.
- To comply with legal and regulatory obligations.
Sharing Information with Third Parties
FINANCE FUNATICS does not sell, rent or lease its customer lists to third parties.
FINANCE FUNATICS may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. FINANCE FUNATICS may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to FINANCE FUNATICS, and they are required to maintain the confidentiality of your information.
FINANCE FUNATICS may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on FINANCE FUNATICS or the site; (b) protect and defend the rights or property of FINANCE FUNATICS; and/or (c) act under exigent circumstances to protect the personal safety of users of FINANCE FUNATICS, or the public.
Tracking User Behavior
FINANCE FUNATICS may keep track of the websites and pages our users visit within FINANCE FUNATICS, in order to determine what FINANCE FUNATICS services are the most popular. This data is used to deliver customized content and advertising within FINANCE FUNATICS to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by FINANCE FUNATICS. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the FINANCE FUNATICS website.
Use of Cookies
The FINANCE FUNATICS website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize FINANCE FUNATICS pages, or register with FINANCE FUNATICS site or services, a cookie helps FINANCE FUNATICS to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same FINANCE FUNATICS website, the information you previously provided can be retrieved, so you can easily use the FINANCE FUNATICS features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the FINANCE FUNATICS services or websites you visit.
Links
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
FINANCE FUNATICS secures your personal information from unauthorized access, use, or disclosure. FINANCE FUNATICS uses the following methods for this purpose:
– SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Your Account
If you use this site, you are responsible for maintaining the confidentiality of your account and password for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that FINANCE FUNATICS is not responsible for third party access to your account that results from theft or misappropriation of your account. FINANCE FUNATICS and it associates reserve the right to refuse or cancel service, terminate accounts or remove or edit content in our sole discretion.
Children’s Online Privacy Protection (COPPA)
Children Under Thirteen
We require verifiable parental consent before collecting any personal information from children under the age of 13, in accordance with COPPA regulations.
Acceptable methods of verifiable parental consent include, but are not limited to:
Use and completion of an online registration form via our website.
Use of a consent form to be signed by the parent and returned via U.S. mail, fax, or electronic scan.
Requiring the parent to complete a monetary transaction via a credit card, debit card, or other form of online payment system via our website.
Finance Funatics may collect and store the following types of personal information about a child under the age of 13 when submitted by a child with verifiable parental consent or by the parent or guardian of the child:
First and last name
Date of birth
Gender
Grade level
Email address
Parents have the right to review, delete, or limit the collection of their child’s personal information. To exercise these rights, parents can email support@financefunatics.com
Family Educational Rights and Privacy Act (FERPA)
For educational institutions and students covered under FERPA, we comply with all requirements regarding the protection of student education records.
We do not disclose personally identifiable information from student education records without the prior consent of eligible students or their parents, except as permitted by FERPA regulations.
Students and eligible parents have the right to review and request amendments to education records. To exercise these rights, students or eligible parents can email us at support@financefunatics.com
In certain circumstances, schools may provide consent to the collection of student’s information on behalf of the parent. This ability to consent for the parent is limited to the educational context. The personal information collected must be for the use and benefit of the school, and cannot be used for any other commercial purpose. In order to get consent, the school must be provided with all the notices required under COPPA.
SMS Marketing
By consenting to FINANCE FUNATICS SMS marketing in the checkout and initializing a purchase or subscribing via our subscription tools, you agree to receive recurring text notifications (for your order, including abandoned checkout reminders), text marketing offers, and transactional texts, including requests for reviews from us, even if your mobile number is registered on any state or federal do-not-call list. Message frequency varies. Consent is not a condition of purchase.
If you wish to unsubscribe from receiving text marketing messages and notifications, reply with STOP to any mobile message sent from us or use the unsubscribe link we provided you within any of our messages. You understand and agree that alternative methods of opting out, such as using alternative words or requests, will not be considered a reasonable means of opting out. We do not charge for the service, but you are responsible for all charges and fees associated with text messaging imposed by your wireless provider. Message and data rates may apply.
For any questions, please text HELP to the number you received the messages from. You can also email us at support@financefunatics.com for more information.
We have the right to modify any telephone number or short code we use to operate the service at any time. You will be notified on such occasions. You agree that any messages you send to a telephone number or short code we have changed, including any STOP or HELP requests, may not be received, and we will not be liable for honoring requests made in such messages.
To the extent permitted by applicable law, you agree that we will not be liable for failed, delayed, or misdirected delivery of any information sent through the service, any errors in such information, and/or any action you may or may not take in reliance on the information or FINANCE FUNATICS service.
Your Control Over Your Information
You have choices regarding your information:
- Access and Correction: You can access and update your personal information through your account settings.
- Marketing Opt-Out: You can unsubscribe from marketing emails by clicking “unsubscribe” in any email you receive from us. You can also manage SMS preferences by replying “STOP” to marketing messages. Additionally, for text messages, you may reply “HELP” for assistance or contact customer support at support@financefunatics.com.
California and Other State Privacy Rights
California residents and residents of certain other states may have additional privacy rights. You can learn more about these rights by contacting us at support@financefunatics.com.
California Residents:
Under the California Consumer Privacy Act (CCPA), California residents have the right to:
Know what personal information is collected, used, shared, or sold
Delete personal information held by us
Opt-out of the sale of personal information
Non-discrimination for exercising CCPA rights
To exercise your CCPA rights, please contact us at support@financefunatics.com.
Other State-Specific Rights:
Residents of certain states may have additional rights regarding their personal information. These rights vary by state but generally include the right to:
Access the personal information we hold about you
Request correction or deletion of your personal information
Opt-out of certain data sharing practices
To exercise your state-specific privacy rights, please contact us at support@financefunatics.com.
Changes to this Statement
FINANCE FUNATICS reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our site, and/or by updating any privacy information on this page. Your continued use of the Site and/or Services available through this Site after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.
Contact Information
FINANCE FUNATICS welcomes your questions or comments regarding this Statement of Privacy. If you believe that FINANCE FUNATICS has not adhered to this Statement, please contact FINANCE FUNATICS at:
Email Address:
support@financefunatics.com
Effective as of June 27, 2024