Middle School Money Playbook | Finance Funatics
Limited Sale — Save $10 + Free Shipping through May 31st — the perfect graduation gift.
The Money Playbook Most Kids Never Get

What Every
Middle School Grad
Should Know
About Money

More freedom. More independence. More moments where money will matter. This book makes sure they're ready. 30+ real-world money lessons. Real talk. Zero fluff.

$24.99 $34.99 Save $10 + Free Shipping Through May 2026
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What Every Middle School Grad Should Know About Money by Delainna Burton
How Money Grows — The Magic of Starting Early Navigating Friendships & Money Saving for Your Future Self FOMO Is Expensive Protecting Your Money Eating Out, Tipping & Splitting the Check How Money Grows — The Magic of Starting Early Navigating Friendships & Money Saving for Your Future Self FOMO Is Expensive Protecting Your Money Eating Out, Tipping & Splitting the Check How Money Grows — The Magic of Starting Early Navigating Friendships & Money Saving for Your Future Self FOMO Is Expensive Protecting Your Money Eating Out, Tipping & Splitting the Check
Only 6
U.S. states require any personal finance education before high school graduation
Next Gen Personal Finance, 2025
Age 7
is when core money habits begin forming — long before any formal financial education arrives
University of Cambridge Research
3x
more likely to save consistently when financial habits are established before age 15
Journal of Consumer Affairs
$1,200
average amount teens spend impulsively per year — most of it instantly regretted
Teen Financial Habits Report
Why This Book Exists

The habits forming right now
will follow them for life.

Middle school is when kids start making their own money decisions — what to spend, what to save, whether to give in to the group or hold their ground. Most of them are doing it without any real guidance. This book changes that before high school ever starts.

Without the Playbook
Into High School Unprepared
  • ❌Spends every dollar the moment it arrives — no plan, no purpose
  • ❌Spends to fit in, not because they actually want to
  • ❌Falls for every ad, every algorithm, every urgency trick
  • ❌No savings habit, no system, no sense of where money goes
  • ❌Learns these lessons the hard way — when the stakes are higher
  • ❌Starts adulthood already behind, already guessing
With the Playbook
Into High School Ready
  • ✓Every dollar has a job — Give, Save, Spend — before it's touched
  • ✓Knows the difference between a real decision and a pressured one
  • ✓Recognizes when ads and emotions are doing the deciding
  • ✓Sets a savings goal — and actually hits it
  • ✓Walks into high school already ahead of most adults
  • ✓Builds the foundation that compound interest will reward for decades
Years ahead.
That's what financial literacy at this age actually buys.
The money decisions your child makes in the next four years will shape the next forty. Not because the amounts are big now — but because the habits are forming whether you're intentional about it or not. This book makes sure those habits are the right ones.
What's Inside

30+ real-world money lessons.
Zero fluff.

This isn't theory. Every lesson maps to a real situation they're already in — or will be the moment independence kicks in. Written in plain language they'll actually read, remember, and use.

01Money Is a Tool — Nothing More, Nothing Less
12Don't Get Used for Your Money
15Gambling Ads and the Easy Money Lie
19Give, Save, Spend — The System That Changes Everything
29How Money Grows — The Magic of Starting Early
+moreAnd many more lessons covering money, relationships, goals, and your future

The Bottom Line

Every middle school graduate
needs this book.

The money habits forming right now will determine how they handle every financial decision they face for the next decade. Give them the tools to get it right — before they need them.

Buy the Book Now →
Who It's For

The perfect gift for
the grad in your life.

🎒
The New 9th Grader
High school comes with more freedom, more peer pressure, and more real money decisions than anything they've faced before. This is the financial briefing school isn't going to give them.
👨‍👩‍👧
Parents & Families
Give them the head start you wish you'd had. A gift they'll return to for years — and a conversation starter for all the money talks you've been meaning to have.
🏫
Educators & Counselors
Already used in classrooms and youth programs. Engaging, accessible, and written in the voice students actually respond to — not a textbook, not a lecture.
What People Are Saying

The results
speak for themselves.

"My son read it without being asked. Twice. That alone tells you everything."

— T. Williams, Parent

"This is the financial conversation I didn't know how to start with my daughter. The book started it for me."

— M. Thompson, Parent

"The voice is exactly right. Not talking down to them — talking with them. My students are actually engaged."

— R. Henderson, 8th Grade Teacher

"The lesson on virtual currency had my son saying 'oh, that's what I've been doing.' Worth the price right there."

— D. Jackson, Parent

"I've been in financial education for 15 years. This is the book I'll recommend to every middle schooler I work with."

— C. Robinson, Financial Counselor

"Gifted this for 8th grade graduation. She read it on the car ride home. That's a five-star book."

— P. Davis, Grandparent
About the Author

Meet Delainna Burton

Delainna Burton — Founder of Finance Funatics
Founder, Finance Funatics

Delainna Burton

For over two decades I've had the pleasure of helping families and businesses move from financial stress to financial success. Armed with an MBA from Babson College, a Finance degree from Wayne State University, and certificates from Harvard University and the Boston Institute of Finance, I've dedicated my career to guiding people from where they are to where they want to be financially.

I believe lasting financial success comes when people not only find solutions, but also gain the knowledge and confidence to make wise money choices for a lifetime. That belief is what inspired me to create Finance Funatics — a mission-driven financial literacy company where children, youth, and teens learn about money through the voices of my children Kevin and Julia.

Whether you're a parent, teacher, or young person picking up this book, my hope is that it helps spark conversations, shift mindsets, and create a brighter financial future for every reader.

Limited Sale — Get It Now

Don't let your grad
learn this the hard way.

The cost of not knowing is measured in real dollars — and real stress. One book. 34 lessons. A lifetime of better decisions.

$24.99 $34.99 Save $10 + Free Shipping Through May 2026
Buy the Book Now → Visit Finance Funatics
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