Terms and Conditions

Welcome to Finance Funatics! These terms and conditions outline the rules and regulations for the use of our websites www.financefunatics.com and www.financefunatic.com. By accessing or using either of these websites, you agree to comply with and be bound by these terms and conditions. If you do not agree with any part of these terms, please do not use our websites.

The www.financefunatics.com and www.financefunatic.com websites (the “Sites”) are comprised of various web pages operated by Finance Funatics, LLC (“Finance Funatics”). The Sites are offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of the Sites constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

The presence of this web site on the Internet is for informational and educational purposes only and shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state. Finance Funatics is not a financial or investment adviser, or tax adviser, attorney, or accountant and does not provide advice in these areas.

These Sites are not intended to provide any tax, legal, financial planning, insurance, accounting, investment, or any other kind of professional advice or services and nothing on the Sites should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security, insurance policy, investment strategy, person, product, service, or organization.

To make sure that any information or suggestions on the Sites fit your particular circumstances, you should consult with an appropriate financial, tax or legal professional before taking action based on any suggestions or information on the Sites. You are solely responsible for determining whether any financial or insurance strategy, product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.

Without limiting the foregoing, no product or service offered or set forth on these Sites, nor any analysis, commentary, or otherwise (whether oral or written), provided in conjunction with the foregoing shall be deemed to constitute: (1) investment advice under applicable state or federal law, including, but not limited to, the Investment Advisers Act or 1940; or (2) any sort of transaction in securities for the account of others, including, but not limited to, any solicitation, negotiation or execution of the transaction. Neither we nor any of our representatives, sublicensees, or assigns shall be responsible for any investment decisions or third party damages or losses resulting from the use of such product(s) or service(s) or any information provided in conjunction with same. You also understand and agree that we are not (1) an “investment adviser” as such term is defined in the federal Investment Advisers Act of 1940, or (2) a “broker”, or (3) a “dealer”, as such terms are defined under the federal Securities Exchange Act of 1934.

Events

Events held by Finance Funatics online or in person are for educational and informational purposes only and should not be considered financial or investment advice. For paid events, ongoing education or information after the completion of the event is not included.  Finance Funatics is not a financial adviser, tax adviser, attorney, or accountant and does not provide advice or services in these areas. The presence of Finance Funatics and its representatives at events online, in person, or on its Sites shall in no direct or indirect way be construed or interpreted as an offer nor solicitation to purchase or sell any investment products. None of the information provided by Finance Funatics nor its representatives constitute a recommendation that any investment is suitable for any person. Risks: All investments involve risks. Past performance is no indication of future results. Persons attending Finance Funatics events should consult with a financial advisor before making any investment decisions. No Guarantees: There are no guarantees or warranties, expressed or implied, regarding the accuracy, completeness, or usefulness of the information provided during events. Any user of such information expressly assumes all risks from using the information.  Finance Funatics and its representatives make no promises regarding specific outcomes or returns from investment decisions made based on the event content. 

Indemnification: Attendees agree to indemnify and hold harmless Finance Funatics, its organizers, speakers, and affiliates from any claims, losses, or damages arising from their participation in the event. Event Changes: Finance Funatics reserves the right to modify, cancel, or reschedule events for any reason. Attendees will be notified of any changes as soon as possible. Event tickets are non-refundable, but transferable to another person for the same event. Recording and Photography: Finance Funatics may record or photograph events for promotional or educational purposes. By attending, participants consent to the use of their likeness and voice in such materials. Copyright: All event materials, including but not limited to presentations, handouts, and visual aids, are the intellectual property of Finance Funatics and may not be reproduced or distributed without written permission.

Website Privacy Policy
Your use of www.financefunatics.com and www.financefunatic.com websites are subject to Finance Funatics, LLC Privacy Policy. Please review our Privacy Policy, which also governs the Sites and informs users of our data collection practices.

Electronic Communications
Visiting www.financefunatics.com or sending emails to Finance Funatics constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Sites, satisfy any legal requirement that such communications be in writing.

Finance Funatics does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use www.financefunatics.com only with permission of a parent or guardian.

Your Account

If you use this site, you are responsible for maintaining the confidentiality of your account and password for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that Finance Funatics is not responsible for third party access to your account that results from theft or misappropriation of your account. Finance Funatics and it associates reserve the right to refuse or cancel service, terminate accounts or remove or edit content in our sole discretion. 

Links to third party sites/Third party services
www.financefunatics.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Finance Funatics and Finance Funatics is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Finance Funatics is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Finance Funatics of the site or any association with its operators.

Certain services made available via www.financefunatics.com are delivered by third-party sites and organizations. By using any product, service or functionality originating from the www.financefunatics.com domain, you hereby acknowledge and consent that Finance Funatics may share such information and data with any third-party with whom Finance Funatics has a contractual relationship to provide the requested product, service or functionality on behalf of www.financefunatics.com users and customers.

No unlawful or prohibited use/Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use www.financefunatics.com strictly in accordance with these terms of use. As a condition of your use of the Sites, you warrant to Finance Funatics that you will not use the Sites for any purpose that is unlawful or prohibited by these Terms. You may not use the Sites in any manner which could damage, disable, overburden, or impair the Sites or interfere with any other party’s use and enjoyment of the Sites. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Sites.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Sites, is the property of Finance Funatics or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

By registering for or otherwise ordering any Finance Funatics programs, courses, products, training service, or events, you agree and acknowledge that Finance Funatics, training materials are protected by copyright laws. Therefore, you cannot reproduce, distribute, create derivative works of, or publicly display/perform such materials. In addition, you agree not to use the company’s training materials, including but not limited to the concepts and ideas expressed in the training, to create a competing product/service. 

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Sites. Finance Funatics content is not for resale. Your use of the Sites does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Finance Funatics and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Finance Funatics or our licensors except as expressly authorized by these Terms.

International Users
The Service is controlled, operated and administered by Finance Funatics from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Finance Funatics Content accessed through www.financefunatics.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification
You agree to indemnify, defend and hold harmless Finance Funatics, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Sites or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third-party, or your violation of any applicable laws, rules or regulations. Finance Funatics reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Finance Funatics in asserting any available defenses.

Arbitration
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrators award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.

Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Employer agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.

Liability disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. FINANCE FUNATICS AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.

FINANCE FUNATICS AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. FINANCE FUNATICS AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF FINANCE FUNATICS OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/access restriction
Finance Funatics reserves the right, in its sole discretion, to terminate your access to the Sites and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Massachusetts and you hereby consent to the exclusive jurisdiction and venue of courts in Massachusetts in all disputes arising out of or relating to the use of the Sites. Use of the Sites are unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Finance Funatics as a result of this agreement or use of the Sites. Finance Funatics’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Finance Funatics’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Sites or information provided to or gathered by Finance Funatics with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Finance Funatics with respect to the Sites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Finance Funatics with respect to the Sites. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Course Completion

Finance Funatics provides certificates of completion with the completion of the course. Unless otherwise explicitly indicated by a credit-granting institution, participation in or completion of Finance Funatics courses does not confer any academic credit.

Course Transfer 

Subscriptions cannot be transferred to other students. Standalone courses are transferable one time, within 30 days of purchase. Once a student has begun the course, the purchaser will not be able to transfer.

Refunds & Return Policy

All sales are final. Refunds and returns are not provided. There are no exceptions.

If you have experienced an issue with your order: Contact us within five (5) days of delivery of your package via the contact page on this website or email us at info@financefunatics.com.  Please be sure to provide clear photos to show the issue.

If your shipped order was mishandled by the mail carrier: We pack all orders as carefully as possible and are not liable for orders damaged in transit. We apologize for any inconvenience and thank you for your business.

Chargebacks

The Customer understands and agrees that in the event the Customer initiates a chargeback and/or merchant dispute with their issuing bank for any Finance Funatics  product that they have received and in fact owe payment for and the Customer is successful in recovering the disputed funds, that would otherwise be owed to Finance Funatics, Finance Funatics  will make every effort to provide documentation to the issuing bank that the Customer did receive the Finance Funatics,  products including agreeing to the terms of this policy.

Shipping & Handling

STANDARD SHIPPING (U.S ONLY)

Please allow two business days for your order to be processed. Orders placed on a weekend, holiday, or after 4:00pm EST Monday-Friday will begin being processed on the next business day. Please allow an additional 5-7 business days for your order to ship following processing. 

Changes to Terms
Finance Funatics reserves the right, in its sole discretion, to change the Terms under which www.financefunatics.com is offered. The most current version of the Terms will supersede all previous versions. Finance Funatics encourages you to periodically review the Terms to stay informed of our updates.

Contact Us
Finance Funatics welcomes your questions, comments and requests for our current Privacy Policy. Please contact us at:

Email Address:
info@financefunatics.com

Last updated: December 8, 2024